Town of Colonie First Time Homebuyer Program
Town of Colonie Community Development Department
Deferred second loan · Forgiven over 10 yrs · Income limits
Down payment assistance
69 programs a Colonie buyer could use — grants, forgivable loans, and tax credits. Free to explore, no SSN, no credit pull.
Free forever · No credit pull · 90 seconds
Programs available
Open to first-time buyers
Forgivable
Largest award
Town of Colonie Community Development Department
Deferred second loan · Forgiven over 10 yrs · Income limits
Assistance grant · Forgiven over 10 yrs · Income limits
Deferred second loan · Forgiven over 5 yrs · Income limits
Assistance grant · New construction · Income limits
Federal Home Loan Bank of New York (FHLBNY)
Assistance grant · Income limits
State of New York Mortgage Agency (SONYMA), a division of NYS Homes and Community Renewal (HCR)
First mortgage · New construction · Income limits
State of New York Mortgage Agency (SONYMA), a division of NYS Homes and Community Renewal (HCR)
Forgivable loan · Forgiven over 10 yrs
Assistance grant · Income limits
First mortgage
Assistance grant · Income limits
Deferred second loan · Forgiven over 3 yrs · Income limits
Deferred second loan · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant
Forgivable loan · Forgiven over 5 yrs · Income limits
Deferred second loan · Income limits
Deferred second loan · Income limits
Assistance grant · Income limits
Forgivable loan · Forgiven over 3 yrs · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Forgivable loan · Forgiven over 3 yrs · Income limits
Assistance grant
Forgivable loan · Forgiven over 5 yrs · Income limits
Deferred second loan · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Forgivable loan · Forgiven over 3 yrs · Income limits
Assistance grant · Income limits
Assistance grant · New construction
Forgivable loan · Forgiven over 3 yrs · Income limits
Deferred second loan · Income limits
Assistance grant · Income limits
Assistance grant · New construction · Income limits
Assistance grant
Deferred second loan · Forgiven over 3 yrs · Income limits
Assistance grant
Assistance grant
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Shared-appreciation loan · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Deferred second loan · Income limits
Forgivable loan · Forgiven over 3 yrs · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant
Assistance grant · New construction · Income limits
Assistance grant
Assistance grant
Assistance grant · Forgiven over 3 yrs · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
Assistance grant · Income limits
First mortgage · Income limits
Assistance grant · Income limits
Income limits near Colonie
HUD puts the 2026 area median income for Albany County at $123,100 for a four-person household. Published limits for New York →
90-second match
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