Deferred second loan
Town of East Hampton Community Housing Fund First-Time Homebuyer Down Payment Assistance Program
First-time homebuyers · New construction · Income limits · single_family · two_family · townhome
Down payment assistance · Suffolk County
Buying a home in East Hampton, NY
1 East Hampton program, 2 county programs and 3 statewide.East Hampton has 1 program of its own, 2 more across Suffolk County, and 3 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for East Hampton addresses
East Hampton’s own program
Anywhere in SuffolkAnywhere in Suffolk County
2 county programs2 county programs a East Hampton homebuyer can also use
3 more programs are for homes in Babylon, Brookhaven and Southampton. See them 3 programs in neighboring cities — for homes inside those cities, not East Hampton
- Babylon — Town of Babylon HOME Down Payment Assistance Program
- Brookhaven — Brookhaven HOME Down Payment Assistance Program
- Southampton — Town of Southampton Community Housing Fund Down Payment Assistance Program for First-Time Homebuyers
The East Hampton marketThe East Hampton housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in East Hampton
- 91.1% single-familysingle-family
- 2.8% townhousetownhouse
- 3.9% 2–4 units2–4 units
- 0.3% 5+ unitscondo & apartment buildings (5+ units)
- 1.8% mobile & othermobile home & other
Condos count. All 3 of East Hampton’s local and county programs accept condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When East Hampton’s homes were built
pre-19401970s2020+
65.5%
of East Hampton homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$164,300
County area median income, 4 people (HUD)HUD area median income, Suffolk County, 4-person household (2026)
$106,250
East Hampton median household incomeMedian household income in East Hampton (Census, 2024)
11 of the 68 programs here set their income limit as a share of Suffolk County’s area median income, adjusted for household size. See the published limits for Suffolk County
Free help nearbyFree help near East Hampton
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.2 of the 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across New York and nationwide
65 statewide & federal programs3 statewide programs, plus federal options
East Hampton questions
Does East Hampton have its own down payment program?
Yes, one: Town of East Hampton Community Housing Fund First-Time Homebuyer Down Payment Assistance Program, a deferred second loan for first-time homebuyers (new construction, income limits). It is for homes inside East Hampton.
Can I use assistance on a condo in East Hampton?
All 3 of East Hampton’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Suffolk County?
Each program sets its own. 11 of the programs here set theirs as a share of HUD’s area median income for Suffolk County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near East Hampton?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of East Hampton. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
11937
Nearby in Suffolk
Sources
Sources: agency sites (July–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.