RUPCO/RDAC Orange County First-Time Homebuyer Grant
Forgivable loan · Forgiven over 10 yrs · Income limits
Down payment assistance · Orange County
Buying a home in Highland Mills, NY
1 county program and 3 statewide.Highland Mills has no program of its own, 1 across Orange County, and 3 statewide. Here is what each one offers, and who near you can walk you through it.
Find my programs Free · No credit pull · 90 seconds
What’s local to Highland Mills
No program of Highland Mills’s own yet
No program run for Highland Mills alone is listed. A home in Highland Mills can use Orange County’s programs below, plus the New York statewide and federal ones.
The closest city that runs its own program is New Rochelle, about 35 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in OrangeAnywhere in Orange County
1 county program1 county program a Highland Mills homebuyer can use
Income limits in Orange County
How programs here set their income limits
$125,900
County area median income, 4 people (HUD)HUD area median income, Orange County, 4-person household (2026)
9 of the 66 programs here set their income limit as a share of Orange County’s area median income, adjusted for household size. See the published limits for Orange County
Free help nearbyFree help near Highland Mills
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
Highland Mills’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.RUPCO/RDAC Orange County First-Time Homebuyer Grant asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Across New York and nationwide
65 statewide & federal programs3 statewide programs, plus federal options
Highland Mills questions
Does Highland Mills have its own down payment program?
No program run for Highland Mills alone is listed. A home in Highland Mills can use the 1 program that cover Orange County and the 3 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Highland Mills?
Highland Mills’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Orange County?
Each program sets its own. 9 of the programs here set theirs as a share of HUD’s area median income for Orange County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Highland Mills?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Highland Mills. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
10930
Nearby in Orange
Sources
Sources: agency sites (July–September 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–September 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.