NeighborWorks Community Partners Down Payment & Closing Cost Assistance
Deferred second loan · Income limits
Down payment assistance · Monroe County
Buying a home in Hilton, NY
5 county programs and 3 statewide.Hilton has no program of its own, 5 across Monroe County, and 3 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Hilton
No program of Hilton’s own yet
No program run for Hilton alone is listed. A home in Hilton can use Monroe County’s programs below, plus the New York statewide and federal ones.
The closest city that runs its own program is Lockport, about 46 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in MonroeAnywhere in Monroe County
5 county programs5 county programs a Hilton homebuyer can use
- NeighborWorks Community Partners Down Payment & Closing Cost AssistanceUp to $20,000
- Monroe County First-Time Homebuyer Direct Subsidy ProgramUp to $10,000
- PathStone Enterprise Center Closing Cost LoanUp to $10,000
- City of Rochester Home Purchase Assistance Program (HPAP)Up to $6,000
- Closing Cost LoanDeferred
The Hilton marketThe Hilton housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Hilton
- 56.3% single-familysingle-family
- 10.1% townhousetownhouse
- 5.6% 2–4 units2–4 units
- 28% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Hilton’s homes were built
pre-19401970s2020+
55.1%
of Hilton homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$107,000
County area median income, 4 people (HUD)HUD area median income, Monroe County, 4-person household (2026)
$87,377
Hilton median household incomeMedian household income in Hilton (Census, 2024)
12 of the 70 programs here set their income limit as a share of Monroe County’s area median income, adjusted for household size. See the published limits for Monroe County
Free help nearbyFree help near Hilton
6 HUD-approved counseling agencies within 15 miles6 HUD-approved housing counseling agencies within 15 miles
5 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 5 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across New York and nationwide
65 statewide & federal programs3 statewide programs, plus federal options
Hilton questions
Does Hilton have its own down payment program?
No program run for Hilton alone is listed. A home in Hilton can use the 5 programs that cover Monroe County and the 3 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Hilton?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Monroe County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Monroe County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Hilton?
HUD-approved housing counseling agencies teach homebuyer classes, and 6 agencies are within 15 miles of Hilton. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
14468
Nearby in Monroe
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.