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Down payment assistance

Buying a home in Kensington, NY

3 statewide.

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What’s local to Kensington

No program run for Kensington or for Kings County alone is listed. A home in Kensington can use the New York statewide and federal programs below.

The closest city that runs its own program is New Rochelle, about 21 miles away. City programs usually require the home to be inside that city’s limits.

Income limits in Kings County

How programs here set their income limits

$104,300
County area median income, 4 people (HUD)

See the published limits for Kings County

Free help nearby

46 HUD-approved counseling agencies within 15 miles

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Across New York and nationwide

65 statewide & federal programs

Kensington questions

Does Kensington have its own down payment program?

No program run for Kensington alone is listed. A home in Kensington can use the 3 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Kensington?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Kings County?

Each program sets its own. 9 of the programs here set theirs as a share of HUD’s area median income for Kings County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Kensington?

HUD-approved housing counseling agencies teach homebuyer classes, and 46 agencies are within 15 miles of Kensington. Create a free account and take the 90-second match to see the ones near you.

Sources: agency sites (July–September 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.