See what you qualify for

Down payment assistance

Buying a home in Orangeburg, NY

3 statewide.

Find my programs

What’s local to Orangeburg

No program run for Orangeburg or for Rockland County alone is listed. A home in Orangeburg can use the New York statewide and federal programs below.

The closest city that runs its own program is New Rochelle, about 13 miles away. City programs usually require the home to be inside that city’s limits.

The Orangeburg market

Kinds of homes here

  • 65.7% single-family
  • 0.6% townhouse
  • 6.8% 2–4 units
  • 26.8% 5+ units
  • 0% mobile & other

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

76.1%

of Orangeburg homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$128,800
County area median income, 4 people (HUD)
$106,906
Orangeburg median household income

See the published limits for Rockland County

Free help nearby

12 HUD-approved counseling agencies within 15 miles

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Across New York and nationwide

65 statewide & federal programs

Orangeburg questions

Does Orangeburg have its own down payment program?

No program run for Orangeburg alone is listed. A home in Orangeburg can use the 3 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Orangeburg?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Rockland County?

Each program sets its own. 9 of the programs here set theirs as a share of HUD’s area median income for Rockland County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Orangeburg?

HUD-approved housing counseling agencies teach homebuyer classes, and 12 agencies are within 15 miles of Orangeburg. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

10962

Sources: agency sites (July–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.