Down payment assistance · Fulton County
Buying a home in Perth, NY
3 statewide.Perth has no program of its own, and 3 statewide. Here is what each one offers, and who near you can walk you through it.
What’s local to Perth
No program of Perth’s own yet
No program run for Perth or for Fulton County alone is listed. A home in Perth can use the New York statewide and federal programs below.
The closest city that runs its own program is Schenectady, about 19 miles away. City programs usually require the home to be inside that city’s limits.
Income limits in Fulton County
How programs here set their income limits
9 of the 65 programs here set their income limit as a share of Fulton County’s area median income, adjusted for household size. See the published limits for Fulton County
Free help nearbyFree help near Perth
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
Free account → 90-second match → your counselors · Sign in
Across New York and nationwide
65 statewide & federal programs3 statewide programs, plus federal options
Perth questions
Does Perth have its own down payment program?
No program run for Perth alone is listed. A home in Perth can use the 3 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Perth?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Fulton County?
Each program sets its own. 9 of the programs here set theirs as a share of HUD’s area median income for Fulton County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Perth?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
Nearby in Fulton
Sources
Sources: agency sites (July–September 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–September 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.