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Down payment assistance

Buying a home in Port Richmond, NY

3 statewide.

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What’s local to Port Richmond

No program run for Port Richmond or for Richmond County alone is listed. A home in Port Richmond can use the New York statewide and federal programs below.

The closest city that runs its own program is New Rochelle, about 27 miles away. City programs usually require the home to be inside that city’s limits.

Income limits in Richmond County

How programs here set their income limits

$104,300
County area median income, 4 people (HUD)

See the published limits for Richmond County

Free help nearby

39 HUD-approved counseling agencies within 15 miles

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Across New York and nationwide

65 statewide & federal programs

Port Richmond questions

Does Port Richmond have its own down payment program?

No program run for Port Richmond alone is listed. A home in Port Richmond can use the 3 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Port Richmond?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Richmond County?

Each program sets its own. 9 of the programs here set theirs as a share of HUD’s area median income for Richmond County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Port Richmond?

HUD-approved housing counseling agencies teach homebuyer classes, and 39 agencies are within 15 miles of Port Richmond. Create a free account and take the 90-second match to see the ones near you.

Sources: agency sites (July–September 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.