Dutchess County First-Time Homebuyer Grant Program
Assistance grant · Income limits
Down payment assistance · Dutchess County
Buying a home in Red Hook, NY
1 county program and 3 statewide.Red Hook has no program of its own, 1 across Dutchess County, and 3 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
Find my programs Free · No credit pull · 90 seconds
What’s local to Red Hook
No program of Red Hook’s own yet
No program run for Red Hook alone is listed. A home in Red Hook can use Dutchess County’s programs below, plus the New York statewide and federal ones.
The closest city that runs its own program is Kingston, about 8 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in DutchessAnywhere in Dutchess County
1 county program1 county program a Red Hook homebuyer can use
The Red Hook marketThe Red Hook housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Red Hook
- 69.7% single-familysingle-family
- 2.3% townhousetownhouse
- 11.2% 2–4 units2–4 units
- 16.3% 5+ unitscondo & apartment buildings (5+ units)
- 0.4% mobile & othermobile home & other
Condos count. Red Hook’s one local program accepts condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Red Hook’s homes were built
pre-19401970s2020+
52.3%
of Red Hook homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$125,900
County area median income, 4 people (HUD)HUD area median income, Dutchess County, 4-person household (2026)
$107,411
Red Hook median household incomeMedian household income in Red Hook (Census, 2024)
9 of the 66 programs here set their income limit as a share of Dutchess County’s area median income, adjusted for household size. See the published limits for Dutchess County
Free help nearbyFree help near Red Hook
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Red Hook’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Dutchess County First-Time Homebuyer Grant Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Across New York and nationwide
65 statewide & federal programs3 statewide programs, plus federal options
Red Hook questions
Does Red Hook have its own down payment program?
No program run for Red Hook alone is listed. A home in Red Hook can use the 1 program that cover Dutchess County and the 3 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Red Hook?
Red Hook’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Dutchess County?
Each program sets its own. 9 of the programs here set theirs as a share of HUD’s area median income for Dutchess County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Red Hook?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Red Hook. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
12571
Nearby in Dutchess
Sources
Sources: agency sites (July–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.