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Down payment assistance

Buying a home in Wakefield, NY

3 statewide.

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What’s local to Wakefield

No program run for Wakefield or for Bronx County alone is listed. A home in Wakefield can use the New York statewide and federal programs below.

The closest city that runs its own program is New Rochelle, about 4 miles away. City programs usually require the home to be inside that city’s limits.

Income limits in Bronx County

How programs here set their income limits

$104,300
County area median income, 4 people (HUD)

See the published limits for Bronx County

Free help nearby

30 HUD-approved counseling agencies within 15 miles

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Across New York and nationwide

65 statewide & federal programs

Wakefield questions

Does Wakefield have its own down payment program?

No program run for Wakefield alone is listed. A home in Wakefield can use the 3 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Wakefield?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Bronx County?

Each program sets its own. 9 of the programs here set theirs as a share of HUD’s area median income for Bronx County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Wakefield?

HUD-approved housing counseling agencies teach homebuyer classes, and 30 agencies are within 15 miles of Wakefield. Create a free account and take the 90-second match to see the ones near you.

Sources: agency sites (July–September 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.