Forgivable loan
RUPCO/RDAC Orange County First-Time Homebuyer Grant
First-time homebuyers · Income limits · Single Family · Condo · Townhouse
Down payment assistance · Orange County
Buying a home in Walden, NY
1 Walden program and 3 statewide.Walden has 1 program of its own, and 3 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Walden addresses
Walden’s own program
The Walden marketThe Walden housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Walden
- 51.7% single-familysingle-family
- 10.7% townhousetownhouse
- 18.8% 2–4 units2–4 units
- 18.6% 5+ unitscondo & apartment buildings (5+ units)
- 0.2% mobile & othermobile home & other
Condos count. Walden’s one local program accepts condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Walden’s homes were built
pre-19401970s2020+
65.5%
of Walden homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$125,900
County area median income, 4 people (HUD)HUD area median income, Orange County, 4-person household (2026)
$87,487
Walden median household incomeMedian household income in Walden (Census, 2024)
9 of the 66 programs here set their income limit as a share of Orange County’s area median income, adjusted for household size. See the published limits for Orange County
Free help nearbyFree help near Walden
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Walden’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.RUPCO/RDAC Orange County First-Time Homebuyer Grant asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across New York and nationwide
65 statewide & federal programs3 statewide programs, plus federal options
Walden questions
Does Walden have its own down payment program?
Yes, one: RUPCO/RDAC Orange County First-Time Homebuyer Grant, a forgivable loan for first-time homebuyers (forgiven over 10 yrs, income limits). It is for homes inside Walden.
Can I use assistance on a condo in Walden?
Walden’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Orange County?
Each program sets its own. 9 of the programs here set theirs as a share of HUD’s area median income for Orange County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Walden?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Walden. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
12586
Nearby in Orange
Sources
Sources: agency sites (July–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.