ADK Gateway Homeownership Program
Assistance grant · Forgiven over 10 yrs · Income limits
Down payment assistance · Warren County
Buying a home in Warrensburg, NY
1 county program and 3 statewide.Warrensburg has no program of its own, 1 across Warren County, and 3 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Warrensburg
No program of Warrensburg’s own yet
No program run for Warrensburg alone is listed. A home in Warrensburg can use Warren County’s programs below, plus the New York statewide and federal ones.
The closest city that runs its own program is Schenectady, about 48 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in WarrenAnywhere in Warren County
1 county program1 county program a Warrensburg homebuyer can use
The Warrensburg marketThe Warrensburg housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Warrensburg
- 68.4% single-familysingle-family
- 0.5% townhousetownhouse
- 14.2% 2–4 units2–4 units
- 6.4% 5+ unitscondo & apartment buildings (5+ units)
- 10.5% mobile & othermobile home & other
About condos. Warrensburg’s one local program does not list condos as eligible. ADK Gateway Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Warrensburg’s homes were built
pre-19401970s2020+
74.8%
of Warrensburg homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$94,100
County area median income, 4 people (HUD)HUD area median income, Warren County, 4-person household (2026)
$57,245
Warrensburg median household incomeMedian household income in Warrensburg (Census, 2024)
10 of the 66 programs here set their income limit as a share of Warren County’s area median income, adjusted for household size. See the published limits for Warren County
Free help nearbyFree help near Warrensburg
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Warrensburg’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.ADK Gateway Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across New York and nationwide
65 statewide & federal programs3 statewide programs, plus federal options
Warrensburg questions
Does Warrensburg have its own down payment program?
No program run for Warrensburg alone is listed. A home in Warrensburg can use the 1 program that cover Warren County and the 3 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Warrensburg?
Warrensburg’s one local program does not list condos as eligible. ADK Gateway Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Warren County?
Each program sets its own. 10 of the programs here set theirs as a share of HUD’s area median income for Warren County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Warrensburg?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
12885
Nearby in Warren
Sources
Sources: agency sites (July–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.