RUPCO/RDAC Orange County First-Time Homebuyer Grant
Forgivable loan · Forgiven over 10 yrs · Income limits
Down payment assistance · Orange County
Buying a home in West Point, NY
1 county program and 3 statewide.West Point has no program of its own, 1 across Orange County, and 3 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to West Point
No program of West Point’s own yet
No program run for West Point alone is listed. A home in West Point can use Orange County’s programs below, plus the New York statewide and federal ones.
The closest city that runs its own program is New Rochelle, about 34 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in OrangeAnywhere in Orange County
1 county program1 county program a West Point homebuyer can use
The West Point marketThe West Point housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in West Point
- 22.8% single-familysingle-family
- 59% townhousetownhouse
- 10% 2–4 units2–4 units
- 8.2% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
Condos count. West Point’s one local program accepts condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When West Point’s homes were built
pre-19401970s2020+
62.7%
of West Point homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$125,900
County area median income, 4 people (HUD)HUD area median income, Orange County, 4-person household (2026)
$135,333
West Point median household incomeMedian household income in West Point (Census, 2024)
9 of the 66 programs here set their income limit as a share of Orange County’s area median income, adjusted for household size. See the published limits for Orange County
Free help nearbyFree help near West Point
3 HUD-approved counseling agencies within 15 miles3 HUD-approved housing counseling agencies within 15 miles
West Point’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.RUPCO/RDAC Orange County First-Time Homebuyer Grant asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across New York and nationwide
65 statewide & federal programs3 statewide programs, plus federal options
West Point questions
Does West Point have its own down payment program?
No program run for West Point alone is listed. A home in West Point can use the 1 program that cover Orange County and the 3 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in West Point?
West Point’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Orange County?
Each program sets its own. 9 of the programs here set theirs as a share of HUD’s area median income for Orange County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near West Point?
HUD-approved housing counseling agencies teach homebuyer classes, and 3 agencies are within 15 miles of West Point. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
10996 · 10997
Nearby in Orange
Sources
Sources: agency sites (July–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.