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Down payment assistance

Buying a home in Chardon, OH

7 statewide.

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What’s local to Chardon

No program run for Chardon or for Geauga County alone is listed. A home in Chardon can use the Ohio statewide and federal programs below.

The closest city that runs its own program is Euclid, about 20 miles away. City programs usually require the home to be inside that city’s limits.

The Chardon market

Kinds of homes here

  • 68.8% single-family
  • 5% townhouse
  • 8.6% 2–4 units
  • 17.6% 5+ units
  • 0% mobile & other

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

59.7%

of Chardon homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$105,000
County area median income, 4 people (HUD)
$86,613
Chardon median household income

See the published limits for Geauga County

Free help nearby

1 HUD-approved counseling agency within 15 miles

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Across Ohio and nationwide

69 statewide & federal programs

Chardon questions

Does Chardon have its own down payment program?

No program run for Chardon alone is listed. A home in Chardon can use the 7 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Chardon?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Geauga County?

Each program sets its own. 10 of the programs here set theirs as a share of HUD’s area median income for Geauga County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Chardon?

HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Chardon. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

44024

Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.