Cuyahoga County Down Payment Assistance Program
Deferred second loan · Income limits
Down payment assistance · Cuyahoga County
Buying a home in Hough, OH
3 county programs and 7 statewide.Hough has no program of its own, 3 across Cuyahoga County, and 7 statewide. Here is what each one offers, and who near you can walk you through it.
Find my programs Free · No credit pull · 90 seconds
What’s local to Hough
No program of Hough’s own yet
No program run for Hough alone is listed. A home in Hough can use Cuyahoga County’s programs below, plus the Ohio statewide and federal ones.
The closest city that runs its own program is Cleveland, about 3 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in CuyahogaAnywhere in Cuyahoga County
3 county programs3 county programs a Hough homebuyer can use
8 more programs are for homes in Cleveland, Parma, Lakewood, Cleveland Heights and Euclid. See them 8 programs in neighboring cities — for homes inside those cities, not Hough
- Cleveland — Greater Circle Living Home Purchasing Program (HPP)
- Parma — Parma Down Payment Assistance Program
- Cleveland — City of Cleveland Mayor's Neighborhood Transformation Initiative (NTI) Down Payment Assistance Program
- Lakewood — Lakewood HOME Program (First-Time Homebuyer's Program)
- Cleveland Heights — City of Cleveland Heights Down Payment Assistance Loan Program
- Euclid — City of Euclid First Time Home Buyer Down Payment Assistance Loan Program
- Euclid — EDCOR First Time Home Buyer Down Payment Assistance Loan Program
- Euclid — Down Payment Assistance Loan Program
Income limits in Cuyahoga County
How programs here set their income limits
$105,000
County area median income, 4 people (HUD)HUD area median income, Cuyahoga County, 4-person household (2026)
13 of the 72 programs here set their income limit as a share of Cuyahoga County’s area median income, adjusted for household size. See the published limits for Cuyahoga County
Free help nearbyFree help near Hough
14 HUD-approved counseling agencies within 15 miles14 HUD-approved housing counseling agencies within 15 miles
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Across Ohio and nationwide
69 statewide & federal programs7 statewide programs, plus federal options
Hough questions
Does Hough have its own down payment program?
No program run for Hough alone is listed. A home in Hough can use the 3 programs that cover Cuyahoga County and the 7 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Hough?
None of Hough’s 3 local and county programs list condos as eligible. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Cuyahoga County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Cuyahoga County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Hough?
HUD-approved housing counseling agencies teach homebuyer classes, and 14 agencies are within 15 miles of Hough. Create a free account and take the 90-second match to see the ones near you.
Nearby in Cuyahoga
Sources
Sources: agency sites (June–July 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.