First Home First Loan (FHFL) Down Payment Assistance Program
Deferred second loan · New construction · Income limits
Down payment assistance · Summit County
Buying a home in Northfield, OH
2 county programs and 7 statewide.Northfield has no program of its own, 2 across Summit County, and 7 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Northfield
No program of Northfield’s own yet
No program run for Northfield alone is listed. A home in Northfield can use Summit County’s programs below, plus the Ohio statewide and federal ones.
The closest city that runs its own program is Parma, about 11 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in SummitAnywhere in Summit County
2 county programs2 county programs a Northfield homebuyer can use
The Northfield marketThe Northfield housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Northfield
- 74.3% single-familysingle-family
- 5.1% townhousetownhouse
- 3.6% 2–4 units2–4 units
- 16.5% 5+ unitscondo & apartment buildings (5+ units)
- 0.5% mobile & othermobile home & other
Condos count. All 2 of Northfield’s local and county programs accept condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Northfield’s homes were built
pre-19401970s2020+
76.8%
of Northfield homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$97,100
County area median income, 4 people (HUD)HUD area median income, Summit County, 4-person household (2026)
$70,917
Northfield median household incomeMedian household income in Northfield (Census, 2024)
12 of the 71 programs here set their income limit as a share of Summit County’s area median income, adjusted for household size. See the published limits for Summit County
Free help nearbyFree help near Northfield
14 HUD-approved counseling agencies within 15 miles14 HUD-approved housing counseling agencies within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Ohio and nationwide
69 statewide & federal programs7 statewide programs, plus federal options
Northfield questions
Does Northfield have its own down payment program?
No program run for Northfield alone is listed. A home in Northfield can use the 2 programs that cover Summit County and the 7 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Northfield?
All 2 of Northfield’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Summit County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Summit County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Northfield?
HUD-approved housing counseling agencies teach homebuyer classes, and 14 agencies are within 15 miles of Northfield. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
44067
Nearby in Summit
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.