Forgivable loan
City of Warren Direct Homebuyer Assistance Program (DPA)
First-time homebuyers · Income limits · Single Family
Down payment assistance · Trumbull County
Buying a home in Warren, OH
2 Warren programs, 1 county program and 7 statewide.Warren has 2 programs of its own, 1 more across Trumbull County, and 7 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Warren addresses
Warren’s own programs
Deferred second loan
Home Ownership Loan Program
First-time homebuyers · New construction · Income limits · Single-family detached, condo, townhouse, 1-2 unit owner-occupied
Anywhere in TrumbullAnywhere in Trumbull County
1 county program1 county program a Warren homebuyer can also use
The Warren marketThe Warren housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Warren
- 71.5% single-familysingle-family
- 2.8% townhousetownhouse
- 9.5% 2–4 units2–4 units
- 15.7% 5+ unitscondo & apartment buildings (5+ units)
- 0.5% mobile & othermobile home & other
Condos count. 1 of Warren’s 3 local and county programs accept condos. City of Warren Direct Homebuyer Assistance Program (DPA) lists single family. Warren-Trumbull HOME Consortium Homeownership Loan Program (Trumbull County) lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Warren’s homes were built
pre-19401970s2020+
89.7%
of Warren homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$81,900
County area median income, 4 people (HUD)HUD area median income, Trumbull County, 4-person household (2026)
$37,887
Warren median household incomeMedian household income in Warren (Census, 2024)
13 of the 72 programs here set their income limit as a share of Trumbull County’s area median income, adjusted for household size. See the published limits for Trumbull County
Free help nearbyFree help near Warren
3 HUD-approved counseling agencies within 15 miles3 HUD-approved housing counseling agencies within 15 miles
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Ohio and nationwide
69 statewide & federal programs7 statewide programs, plus federal options
Warren questions
Does Warren have its own down payment program?
Yes, 2: City of Warren Direct Homebuyer Assistance Program (DPA) and Home Ownership Loan Program. Each is for homes inside Warren.
Can I use assistance on a condo in Warren?
1 of Warren’s 3 local and county programs accept condos. City of Warren Direct Homebuyer Assistance Program (DPA) lists single family. Warren-Trumbull HOME Consortium Homeownership Loan Program (Trumbull County) lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Trumbull County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Trumbull County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Warren?
HUD-approved housing counseling agencies teach homebuyer classes, and 3 agencies are within 15 miles of Warren. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
44481 · 44482 · 44483 · 44484 · 44485 · 44486 · 44487 · 44488
Nearby in Trumbull
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.