Down payment assistance for USDA loans in South Carolina
32 down payment assistance programs in South Carolina name USDA loans among the loan types they can be paired with.
The loan type is one eligibility rule among several — income limits, purchase price caps and occupancy requirements still apply to each program below.
The programs
- Neighborhood Redevelopment Down-payment AssistanceFlorence
- SC Housing Mortgage Tax Credit Program (Mortgage Credit Certificate / MCC)South Carolina State Housing Finance and Development Authority (SC Housing)
- Lexington County Homeownership Assistance ProgramCounty of Lexington Community Development Department, Grant Programs Division
- CommunityWorks City of Goose Creek Employer Assisted Homebuyer ProgramCommunityWorks Carolina · Goose Creek
- CommunityWorks City of Greenville Employer Assisted Homebuyer Pilot ProgramCommunityWorks Carolina · Greenville
- Northside Development Group Spartanburg Home Buyer AssistanceSpartanburg
- City Of Beaufort Employer Assisted Housing ProgramBeaufort
- City Of Goose Creek Employer Assisted Homebuyer ProgramGoose Creek
- FHLBank Atlanta First-time Homebuyer Product (FHP)Federal Home Loan Bank of Atlanta
- Housing Development Corp. of Rock Hill First Time Home Buyer ProgramRock Hill
- Richland County Home Ownership Assistance
- Palmetto HeroesSouth Carolina State Housing Finance and Development Authority (SC Housing)
- SC Housing Made It Home! ProgramSouth Carolina State Housing Finance and Development Authority (SC Housing)
- Prisma Health Employer Assisted Housing Program
- City of Greenville Employer Assisted Homebuyer Pilot ProgramCommunityWorks Carolina (on behalf of the City of Greenville) · Greenville
- Palmetto Home AdvantageStatewide
- SC Housing Homebuyer Program - Families with Disabilities Community Lending InitiativeSouth Carolina State Housing Finance and Development Authority (SC Housing)
- Town of Bluffton Homebuyer Assistance ProgramBluffton
- CommunityWorks City of Spartanburg Homebuyer Assistance ProgramCommunityWorks Carolina · Spartanburg
- Homebuyer Assistance ProgramSpartanburg
- SC Housing Homebuyer Program - First-Generation Homebuyer Community Lending InitiativeSouth Carolina State Housing Finance and Development Authority (SC Housing)
- SC Housing Homebuyer ProgramStatewide
- CommunityWorks Town of Bluffton Employer Assisted Homebuyer ProgramCommunityWorks Carolina · Bluffton
- City of Sumter Affordable Homebuyer ProgramCity of Sumter Housing & Economic Development Corp. (Community Development Department) · Sumter
- North Pointe Subdivision Down-payment AssistanceFlorence
- Spartanburg Regional Healthcare System Employee Homebuyer Assistance Program
- City of Spartanburg Homebuyer Assistance ProgramSpartanburg
- County First Initiative
- FHLBank Atlanta Community Partners ProductFederal Home Loan Bank of Atlanta
- Greenville County Homebuyer Assistance Program
- CDBG Target Area Down-payment AssistanceFlorence
- Beaufort Memorial Employer Assisted Housing ProgramBeaufort
Questions, answered
Can down payment assistance be used with USDA loans in South Carolina?
32 down payment assistance programs in South Carolina name USDA loans among the loan types they can be paired with. The assistance program and the first-mortgage lender underwrite separately, so a lender must also be willing to accept the assistance as a source of funds.
Does naming USDA loans mean a program is available to everyone using one?
No. The loan type is one eligibility rule among several — income limits, purchase price caps, credit requirements and occupancy rules all still apply, and each program sets its own.
Is Hey Prescott a lender?
No. Hey Prescott is an educational directory of down payment assistance programs. We list programs and link to official sources; we do not make loans or give individualized lending advice.
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How USDA loans work with down payment assistance, nationally →
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