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Down payment assistance · Pennington County
Buying a home in Box Elder, SD
4 county programs and 8 statewide.Box Elder has no program of its own, 4 across Pennington County, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Box Elder
No program of Box Elder’s own yet
No program run for Box Elder alone is listed. A home in Box Elder can use Pennington County’s programs below, plus the South Dakota statewide and federal ones.
The closest city that runs its own program is Rapid City, about 8 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in PenningtonAnywhere in Pennington County
4 county programs4 county programs a Box Elder homebuyer can use
3 more programs are for homes in Rapid City. See them 3 programs in neighboring cities — for homes inside those cities, not Box Elder
- Rapid City — Village on Monroe Homebuyer Grant
- Rapid City — Dakota Land Trust Program
- Rapid City — Neighbor Next Door DPCC
The Box Elder marketThe Box Elder housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Box Elder
- 41.5% single-familysingle-family
- 21.5% townhousetownhouse
- 4.8% 2–4 units2–4 units
- 14.5% 5+ unitscondo & apartment buildings (5+ units)
- 17.7% mobile & othermobile home & other
Condos count. All 4 of Box Elder’s local and county programs accept condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Box Elder’s homes were built
pre-19401970s2020+
19.1%
of Box Elder homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$101,300
County area median income, 4 people (HUD)HUD area median income, Pennington County, 4-person household (2026)
$73,008
Box Elder median household incomeMedian household income in Box Elder (Census, 2024)
11 of the 74 programs here set their income limit as a share of Pennington County’s area median income, adjusted for household size. See the published limits for Pennington County
Free help nearbyFree help near Box Elder
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
4 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 4 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across South Dakota and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
Box Elder questions
Does Box Elder have its own down payment program?
No program run for Box Elder alone is listed. A home in Box Elder can use the 4 programs that cover Pennington County and the 8 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Box Elder?
All 4 of Box Elder’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Pennington County?
Each program sets its own. 11 of the programs here set theirs as a share of HUD’s area median income for Pennington County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Box Elder?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Box Elder. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
57719
Nearby in Pennington
Sources
Sources: agency sites (July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.