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Down payment assistance

Buying a home in Clear Lake, SD

8 statewide.

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What’s local to Clear Lake

No program run for Clear Lake or for Deuel County alone is listed. A home in Clear Lake can use the South Dakota statewide and federal programs below.

The closest city that runs its own program is Sioux Falls, about 83 miles away. City programs usually require the home to be inside that city’s limits.

Income limits in Deuel County

How programs here set their income limits

$101,200
County area median income, 4 people (HUD)

See the published limits for Deuel County

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Across South Dakota and nationwide

70 statewide & federal programs

Clear Lake questions

Does Clear Lake have its own down payment program?

No program run for Clear Lake alone is listed. A home in Clear Lake can use the 8 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Clear Lake?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Deuel County?

Each program sets its own. 11 of the programs here set theirs as a share of HUD’s area median income for Deuel County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Clear Lake?

HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

57226

Sources: agency sites (July 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.