Deferred second loan
NeighborWorks Dakota Home Resources Down Payment and Closing Costs Loan Program
Income limits
Down payment assistance · Lawrence County
Buying a home in Deadwood, SD
1 Deadwood program and 8 statewide.Deadwood has 1 program of its own, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Deadwood addresses
Deadwood’s own program
The Deadwood marketThe Deadwood housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Deadwood
- 70.5% single-familysingle-family
- 2.2% townhousetownhouse
- 8.6% 2–4 units2–4 units
- 13.2% 5+ unitscondo & apartment buildings (5+ units)
- 5.6% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Deadwood’s homes were built
pre-19401970s2020+
78%
of Deadwood homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$97,000
County area median income, 4 people (HUD)HUD area median income, Lawrence County, 4-person household (2026)
$40,179
Deadwood median household incomeMedian household income in Deadwood (Census, 2024)
12 of the 71 programs here set their income limit as a share of Lawrence County’s area median income, adjusted for household size. See the published limits for Lawrence County
Free help nearbyFree help near Deadwood
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across South Dakota and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
Deadwood questions
Does Deadwood have its own down payment program?
Yes, one: NeighborWorks Dakota Home Resources Down Payment and Closing Costs Loan Program, a deferred second loan (income limits). It is for homes inside Deadwood.
Can I use assistance on a condo in Deadwood?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Lawrence County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Lawrence County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Deadwood?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Deadwood. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
57732
Nearby in Lawrence
Sources
Sources: agency sites (July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.