Deferred second loan
GROW South Dakota Down Payment & Closing Cost Assistance (DPCC)
Income limits
Down payment assistance · Roberts County
Buying a home in Sisseton, SD
2 Sisseton programs and 6 statewide.Sisseton has 2 programs of its own, and 6 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Sisseton addresses
Sisseton’s own programs
Deferred second loan
Down Payment Closing Costs Assistance
First-time homebuyers · New construction · Income limits · Single-family detached, condominium, townhouse, PUD · manufactured home on permanent foundation per first-mortgage product.
The Sisseton marketThe Sisseton housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Sisseton
- 77.3% single-familysingle-family
- 0% townhousetownhouse
- 6.6% 2–4 units2–4 units
- 13.6% 5+ unitscondo & apartment buildings (5+ units)
- 2.5% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Sisseton’s homes were built
pre-19401970s2020+
81.2%
of Sisseton homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$84,500
County area median income, 4 people (HUD)HUD area median income, Roberts County, 4-person household (2026)
$48,875
Sisseton median household incomeMedian household income in Sisseton (Census, 2024)
11 of the 70 programs here set their income limit as a share of Roberts County’s area median income, adjusted for household size. See the published limits for Roberts County
Free help nearbyFree help near Sisseton
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across South Dakota and nationwide
68 statewide & federal programs6 statewide programs, plus federal options
Sisseton questions
Does Sisseton have its own down payment program?
Yes, 2: GROW South Dakota Down Payment & Closing Cost Assistance (DPCC) and Down Payment Closing Costs Assistance. Each is for homes inside Sisseton.
Can I use assistance on a condo in Sisseton?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Roberts County?
Each program sets its own. 11 of the programs here set theirs as a share of HUD’s area median income for Roberts County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Sisseton?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Sisseton. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
57262
Sources
Sources: agency sites (July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.