Knoxville Area Habitat for Humanity Affordable Homeownership Mortgage
First mortgage · New construction · Income limits
Down payment assistance · Knox County
Buying a home in Mascot, TN
1 county program and 11 statewide.Mascot has no program of its own, 1 across Knox County, and 11 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Mascot
No program of Mascot’s own yet
No program run for Mascot alone is listed. A home in Mascot can use Knox County’s programs below, plus the Tennessee statewide and federal ones.
The closest city that runs its own program is Knoxville, about 12 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in KnoxAnywhere in Knox County
1 county program1 county program a Mascot homebuyer can use
3 more programs are for homes in Knoxville. See them 3 programs in neighboring cities — for homes inside those cities, not Mascot
The Mascot marketThe Mascot housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Mascot
- 72.3% single-familysingle-family
- 0% townhousetownhouse
- 0% 2–4 units2–4 units
- 0% 5+ unitscondo & apartment buildings (5+ units)
- 27.7% mobile & othermobile home & other
About condos. Mascot’s one local program does not list condos as eligible. Knoxville Area Habitat for Humanity Affordable Homeownership Mortgage lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Mascot’s homes were built
pre-19401970s2020+
44.4%
of Mascot homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$103,700
County area median income, 4 people (HUD)HUD area median income, Knox County, 4-person household (2026)
$60,250
Mascot median household incomeMedian household income in Mascot (Census, 2024)
14 of the 74 programs here set their income limit as a share of Knox County’s area median income, adjusted for household size. See the published limits for Knox County
Free help nearbyFree help near Mascot
3 HUD-approved counseling agencies within 15 miles3 HUD-approved housing counseling agencies within 15 miles
Mascot’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Knoxville Area Habitat for Humanity Affordable Homeownership Mortgage asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Tennessee and nationwide
73 statewide & federal programs11 statewide programs, plus federal options
Mascot questions
Does Mascot have its own down payment program?
No program run for Mascot alone is listed. A home in Mascot can use the 1 program that cover Knox County and the 11 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Mascot?
Mascot’s one local program does not list condos as eligible. Knoxville Area Habitat for Humanity Affordable Homeownership Mortgage lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Knox County?
Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Knox County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Mascot?
HUD-approved housing counseling agencies teach homebuyer classes, and 3 agencies are within 15 miles of Mascot. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
37806
Nearby in Knox
Sources
Sources: agency sites (July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.