HomeWorks Community Lending Down Payment Assistance (Eastern Eight CDC)
Second mortgage · New construction · Income limits
Down payment assistance · Washington County
Buying a home in Oak Grove, TN
1 county program and 11 statewide.Oak Grove has no program of its own, 1 across Washington County, and 11 statewide. Here is what each one offers, and who near you can walk you through it.
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What’s local to Oak Grove
No program of Oak Grove’s own yet
No program run for Oak Grove alone is listed. A home in Oak Grove can use Washington County’s programs below, plus the Tennessee statewide and federal ones.
The closest city that runs its own program is Knoxville, about 89 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in WashingtonAnywhere in Washington County
1 county program1 county program a Oak Grove homebuyer can use
Income limits in Washington County
How programs here set their income limits
$76,800
County area median income, 4 people (HUD)HUD area median income, Washington County, 4-person household (2026)
14 of the 74 programs here set their income limit as a share of Washington County’s area median income, adjusted for household size. See the published limits for Washington County
Free help nearbyFree help near Oak Grove
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Oak Grove’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.HomeWorks Community Lending Down Payment Assistance (Eastern Eight CDC) asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Tennessee and nationwide
73 statewide & federal programs11 statewide programs, plus federal options
Oak Grove questions
Does Oak Grove have its own down payment program?
No program run for Oak Grove alone is listed. A home in Oak Grove can use the 1 program that cover Washington County and the 11 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Oak Grove?
Oak Grove’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Washington County?
Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Washington County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Oak Grove?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Oak Grove. Create a free account and take the 90-second match to see the ones near you.
Nearby in Washington
Sources
Sources: agency sites (July 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.