Down payment assistance · Anderson County
Buying a home in Rocky Top, TN
11 statewide.Rocky Top has no program of its own, and 11 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
What’s local to Rocky Top
No program of Rocky Top’s own yet
No program run for Rocky Top or for Anderson County alone is listed. A home in Rocky Top can use the Tennessee statewide and federal programs below.
The closest city that runs its own program is Oak Ridge, about 16 miles away. City programs usually require the home to be inside that city’s limits.
Neighboring cities
1 program for homes in nearby cities
1 more program is for homes in Oak Ridge. See them 1 program in neighboring cities — for homes inside those cities, not Rocky Top
- Oak Ridge — Oak Ridge Housing Authority Homebuyer Assistance Program
The Rocky Top marketThe Rocky Top housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Rocky Top
- 47.7% single-familysingle-family
- 3.5% townhousetownhouse
- 23.8% 2–4 units2–4 units
- 17.4% 5+ unitscondo & apartment buildings (5+ units)
- 7.6% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Rocky Top’s homes were built
64.1%
of Rocky Top homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
13 of the 73 programs here set their income limit as a share of Anderson County’s area median income, adjusted for household size. See the published limits for Anderson County
Free help nearbyFree help near Rocky Top
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
Free account → 90-second match → your counselors · Sign in
Across Tennessee and nationwide
73 statewide & federal programs11 statewide programs, plus federal options
Rocky Top questions
Does Rocky Top have its own down payment program?
No program run for Rocky Top alone is listed. A home in Rocky Top can use the 11 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Rocky Top?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Anderson County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Anderson County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Rocky Top?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
Nearby in Anderson
Sources
Sources: agency sites (July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.