Virginia Individual Development Accounts (VIDA) Program - United Way of Henry County & Martinsville
Down-payment assistance · Income limits
Down payment assistance · Henry County
Buying a home in Chatmoss, VA
1 county program and 8 statewide.Chatmoss has no program of its own, 1 across Henry County, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Chatmoss
No program of Chatmoss’s own yet
No program run for Chatmoss alone is listed. A home in Chatmoss can use Henry County’s programs below, plus the Virginia statewide and federal ones.
The closest city that runs its own program is Danville, about 24 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in HenryAnywhere in Henry County
1 county program1 county program a Chatmoss homebuyer can use
The Chatmoss marketThe Chatmoss housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Chatmoss
- 89.7% single-familysingle-family
- 0% townhousetownhouse
- 1.8% 2–4 units2–4 units
- 0% 5+ unitscondo & apartment buildings (5+ units)
- 8.5% mobile & othermobile home & other
About condos. Chatmoss’s one local program does not list condos as eligible. Virginia Individual Development Accounts (VIDA) Program - United Way of Henry County & Martinsville lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Chatmoss’s homes were built
pre-19401970s2020+
53.7%
of Chatmoss homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$71,500
County area median income, 4 people (HUD)HUD area median income, Henry County, 4-person household (2026)
$73,643
Chatmoss median household incomeMedian household income in Chatmoss (Census, 2024)
14 of the 71 programs here set their income limit as a share of Henry County’s area median income, adjusted for household size. See the published limits for Henry County
Free help nearbyFree help near Chatmoss
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Chatmoss’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Virginia Individual Development Accounts (VIDA) Program - United Way of Henry County & Martinsville asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Virginia and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
- Habitat for Humanity Virginia Statewide HOMEownership Down Payment Assistance ProgramUp to $40,000 · Deferred second loan
- HOMEownership Down Payment Assistance Program (VHCDC)Up to $25,000 · Forgivable loan
- Virginia Individual Development Account (VIDA) Program (VHCDC)Up to $10,000 · Down-payment assistance
Chatmoss questions
Does Chatmoss have its own down payment program?
No program run for Chatmoss alone is listed. A home in Chatmoss can use the 1 program that cover Henry County and the 8 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Chatmoss?
Chatmoss’s one local program does not list condos as eligible. Virginia Individual Development Accounts (VIDA) Program - United Way of Henry County & Martinsville lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Henry County?
Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Henry County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Chatmoss?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
Nearby in Henry
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.