Down-payment assistance
City of Fairfax Affordable Dwelling Unit (ADU) For-Sale Homeownership Program
New construction · Income limits · Single Family · Condo · Townhouse
Down payment assistance · Fairfax County
Buying a home in Fairfax, VA
1 Fairfax program, 3 county programs and 8 statewide.Fairfax has 1 program of its own, 3 more across Fairfax County, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
Find my programs Free · No credit pull · 90 seconds
Only for Fairfax addresses
Fairfax’s own program
Anywhere in FairfaxAnywhere in Fairfax County
3 county programs3 county programs a Fairfax homebuyer can also use
The Fairfax marketThe Fairfax housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Fairfax
- 54.3% single-familysingle-family
- 17% townhousetownhouse
- 2.2% 2–4 units2–4 units
- 26.4% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
Condos count. All 4 of Fairfax’s local and county programs accept condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Fairfax’s homes were built
pre-19401970s2020+
66.2%
of Fairfax homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$166,100
County area median income, 4 people (HUD)HUD area median income, Fairfax County, 4-person household (2026)
$132,348
Fairfax median household incomeMedian household income in Fairfax (Census, 2024)
17 of the 74 programs here set their income limit as a share of Fairfax County’s area median income, adjusted for household size. See the published limits for Fairfax County
Free help nearbyFree help near Fairfax
11 HUD-approved counseling agencies within 15 miles11 HUD-approved housing counseling agencies within 15 miles
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.3 of the 4 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Across Virginia and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
- Habitat for Humanity Virginia Statewide HOMEownership Down Payment Assistance ProgramUp to $40,000 · Deferred second loan
- HOMEownership Down Payment Assistance Program (VHCDC)Up to $25,000 · Forgivable loan
- Virginia Individual Development Account (VIDA) Program (VHCDC)Up to $10,000 · Down-payment assistance
Fairfax questions
Does Fairfax have its own down payment program?
Yes, one: City of Fairfax Affordable Dwelling Unit (ADU) For-Sale Homeownership Program, a down-payment assistance (new construction, income limits). It is for homes inside Fairfax.
Can I use assistance on a condo in Fairfax?
All 4 of Fairfax’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Fairfax County?
Each program sets its own. 17 of the programs here set theirs as a share of HUD’s area median income for Fairfax County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Fairfax?
HUD-approved housing counseling agencies teach homebuyer classes, and 11 agencies are within 15 miles of Fairfax. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
22030 · 22031 · 22032 · 22033 · 22034 · 22035 · 22036 · 22037 · 22038
Nearby in Fairfax
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.