New River Home Trust (Community Land Trust)
Shared-appreciation loan · New construction · Income limits
Down payment assistance · Montgomery County
Buying a home in Shawsville, VA
1 county program and 8 statewide.Shawsville has no program of its own, 1 across Montgomery County, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Shawsville
No program of Shawsville’s own yet
No program run for Shawsville alone is listed. A home in Shawsville can use Montgomery County’s programs below, plus the Virginia statewide and federal ones.
The closest city that runs its own program is Danville, about 62 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in MontgomeryAnywhere in Montgomery County
1 county program1 county program a Shawsville homebuyer can use
The Shawsville marketThe Shawsville housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Shawsville
- 45.8% single-familysingle-family
- 2.7% townhousetownhouse
- 3.3% 2–4 units2–4 units
- 0% 5+ unitscondo & apartment buildings (5+ units)
- 48.3% mobile & othermobile home & other
About condos. Shawsville’s one local program does not list condos as eligible. New River Home Trust (Community Land Trust) lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Shawsville’s homes were built
pre-19401970s2020+
43.5%
of Shawsville homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$119,600
County area median income, 4 people (HUD)HUD area median income, Montgomery County, 4-person household (2026)
15 of the 71 programs here set their income limit as a share of Montgomery County’s area median income, adjusted for household size. See the published limits for Montgomery County
Free help nearbyFree help near Shawsville
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
Shawsville’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.New River Home Trust (Community Land Trust) asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Virginia and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
- Habitat for Humanity Virginia Statewide HOMEownership Down Payment Assistance ProgramUp to $40,000 · Deferred second loan
- HOMEownership Down Payment Assistance Program (VHCDC)Up to $25,000 · Forgivable loan
- Virginia Individual Development Account (VIDA) Program (VHCDC)Up to $10,000 · Down-payment assistance
Shawsville questions
Does Shawsville have its own down payment program?
No program run for Shawsville alone is listed. A home in Shawsville can use the 1 program that cover Montgomery County and the 8 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Shawsville?
Shawsville’s one local program does not list condos as eligible. New River Home Trust (Community Land Trust) lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Montgomery County?
Each program sets its own. 15 of the programs here set theirs as a share of HUD’s area median income for Montgomery County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Shawsville?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Shawsville. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
24162
Nearby in Montgomery
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.