Down payment assistance · Campbell County
Buying a home in Timberlake, VA
8 statewide.Timberlake has no program of its own, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
What’s local to Timberlake
No program of Timberlake’s own yet
No program run for Timberlake or for Campbell County alone is listed. A home in Timberlake can use the Virginia statewide and federal programs below.
The closest city that runs its own program is Lynchburg, about 9 miles away. City programs usually require the home to be inside that city’s limits.
The Timberlake marketThe Timberlake housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Timberlake
- 55% single-familysingle-family
- 5.7% townhousetownhouse
- 9.1% 2–4 units2–4 units
- 19.3% 5+ unitscondo & apartment buildings (5+ units)
- 10.9% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Timberlake’s homes were built
46.1%
of Timberlake homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
14 of the 70 programs here set their income limit as a share of Campbell County’s area median income, adjusted for household size. See the published limits for Campbell County
Free help nearbyFree help near Timberlake
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
Free account → 90-second match → your counselors · Sign in
Across Virginia and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
- Habitat for Humanity Virginia Statewide HOMEownership Down Payment Assistance ProgramUp to $40,000 · Deferred second loan
- HOMEownership Down Payment Assistance Program (VHCDC)Up to $25,000 · Forgivable loan
- Virginia Individual Development Account (VIDA) Program (VHCDC)Up to $10,000 · Down-payment assistance
Timberlake questions
Does Timberlake have its own down payment program?
No program run for Timberlake alone is listed. A home in Timberlake can use the 8 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Timberlake?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Campbell County?
Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Campbell County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Timberlake?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Timberlake. Create a free account and take the 90-second match to see the ones near you.
Nearby in Campbell
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.