Down payment assistance · Waynesboro County
Buying a home in Waynesboro, VA
8 statewide.Waynesboro has no program of its own, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
What’s local to Waynesboro
No program of Waynesboro’s own yet
No program run for Waynesboro or for Waynesboro County alone is listed. A home in Waynesboro can use the Virginia statewide and federal programs below.
The closest city that runs its own program is Harrisonburg, about 26 miles away. City programs usually require the home to be inside that city’s limits.
The Waynesboro marketThe Waynesboro housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Waynesboro
- 68.6% single-familysingle-family
- 4.9% townhousetownhouse
- 11.3% 2–4 units2–4 units
- 14.8% 5+ unitscondo & apartment buildings (5+ units)
- 0.4% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Waynesboro’s homes were built
62.1%
of Waynesboro homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
Programs that publish an income limit usually set it as a share of Waynesboro County’s area median income, adjusted for household size. See the published limits for Waynesboro County
Free help nearbyFree help near Waynesboro
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
Free account → 90-second match → your counselors · Sign in
Across Virginia and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
- Habitat for Humanity Virginia Statewide HOMEownership Down Payment Assistance ProgramUp to $40,000 · Deferred second loan
- HOMEownership Down Payment Assistance Program (VHCDC)Up to $25,000 · Forgivable loan
- Virginia Individual Development Account (VIDA) Program (VHCDC)Up to $10,000 · Down-payment assistance
Waynesboro questions
Does Waynesboro have its own down payment program?
No program run for Waynesboro alone is listed. A home in Waynesboro can use the 8 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Waynesboro?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Waynesboro County?
Each program sets its own. Most published limits are a share of HUD’s area median income for Waynesboro County, adjusted for household size. The published limits page lists each program’s limit.
Where can I take a homebuyer class near Waynesboro?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
22980
Nearby in Waynesboro
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.