Deferred second loan
Open Door Community (HOPE) - HOMEownership Down Payment & Closing Cost Assistance (DPA)
First-time homebuyers · Income limits · Single Family · Townhouse · Condo
Down payment assistance · Wythe County
Buying a home in Wytheville, VA
1 Wytheville program and 8 statewide.Wytheville has 1 program of its own, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
Find my programs Free · No credit pull · 90 seconds
Only for Wytheville addresses
Wytheville’s own program
The Wytheville marketThe Wytheville housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Wytheville
- 64.1% single-familysingle-family
- 4.2% townhousetownhouse
- 8.7% 2–4 units2–4 units
- 16.7% 5+ unitscondo & apartment buildings (5+ units)
- 6.4% mobile & othermobile home & other
Condos count. Wytheville’s one local program accepts condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Wytheville’s homes were built
pre-19401970s2020+
63.2%
of Wytheville homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$84,500
County area median income, 4 people (HUD)HUD area median income, Wythe County, 4-person household (2026)
$47,270
Wytheville median household incomeMedian household income in Wytheville (Census, 2024)
15 of the 71 programs here set their income limit as a share of Wythe County’s area median income, adjusted for household size. See the published limits for Wythe County
Free help nearbyFree help near Wytheville
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Wytheville’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Open Door Community (HOPE) - HOMEownership Down Payment & Closing Cost Assistance (DPA) asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Across Virginia and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
- Habitat for Humanity Virginia Statewide HOMEownership Down Payment Assistance ProgramUp to $40,000 · Deferred second loan
- HOMEownership Down Payment Assistance Program (VHCDC)Up to $25,000 · Forgivable loan
- Virginia Individual Development Account (VIDA) Program (VHCDC)Up to $10,000 · Down-payment assistance
Wytheville questions
Does Wytheville have its own down payment program?
Yes, one: Open Door Community (HOPE) - HOMEownership Down Payment & Closing Cost Assistance (DPA), a deferred second loan for first-time homebuyers (forgiven over 10 yrs, income limits). It is for homes inside Wytheville.
Can I use assistance on a condo in Wytheville?
Wytheville’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Wythe County?
Each program sets its own. 15 of the programs here set theirs as a share of HUD’s area median income for Wythe County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Wytheville?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Wytheville. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
24382
Nearby in Wythe
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.