Kitsap County Down Payment Assistance
Deferred second loan · Forgiven over 5 yrs · Income limits
Down payment assistance · Kitsap County
Buying a home in Erlands Point-Kitsap Lake, WA
2 county programs and 9 statewide.Erlands Point-Kitsap Lake has no program of its own, 2 across Kitsap County, and 9 statewide. Here is what each one offers, and who near you can walk you through it.
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What’s local to Erlands Point-Kitsap Lake
No program of Erlands Point-Kitsap Lake’s own yet
No program run for Erlands Point-Kitsap Lake alone is listed. A home in Erlands Point-Kitsap Lake can use Kitsap County’s programs below, plus the Washington statewide and federal ones.
The closest city that runs its own program is Seattle, about 17 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in KitsapAnywhere in Kitsap County
2 county programs2 county programs a Erlands Point-Kitsap Lake homebuyer can use
Income limits in Kitsap County
How programs here set their income limits
$129,600
County area median income, 4 people (HUD)HUD area median income, Kitsap County, 4-person household (2026)
16 of the 73 programs here set their income limit as a share of Kitsap County’s area median income, adjusted for household size. See the published limits for Kitsap County
Free help nearbyFree help near Erlands Point-Kitsap Lake
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Washington and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Erlands Point-Kitsap Lake questions
Does Erlands Point-Kitsap Lake have its own down payment program?
No program run for Erlands Point-Kitsap Lake alone is listed. A home in Erlands Point-Kitsap Lake can use the 2 programs that cover Kitsap County and the 9 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Erlands Point-Kitsap Lake?
All 2 of Erlands Point-Kitsap Lake’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Kitsap County?
Each program sets its own. 16 of the programs here set theirs as a share of HUD’s area median income for Kitsap County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Erlands Point-Kitsap Lake?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Erlands Point-Kitsap Lake. Create a free account and take the 90-second match to see the ones near you.
Nearby in Kitsap
Sources
Sources: agency sites (June–August 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.