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Down payment assistance

Buying a home in Otis Orchards-East Farms, WA

9 statewide.

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What’s local to Otis Orchards-East Farms

No program run for Otis Orchards-East Farms or for Spokane County alone is listed. A home in Otis Orchards-East Farms can use the Washington statewide and federal programs below.

The closest city that runs its own program is Spokane, about 17 miles away. City programs usually require the home to be inside that city’s limits.

Neighboring cities

1 program for homes in nearby cities

1 more program is for homes in Spokane. See them
  • Spokane — City of Spokane Down Payment Assistance

The Otis Orchards-East Farms market

Kinds of homes here

  • 90.5% single-family
  • 0.8% townhouse
  • 2.1% 2–4 units
  • 0% 5+ units
  • 6.6% mobile & other

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

62.1%

of Otis Orchards-East Farms homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$110,500
County area median income, 4 people (HUD)
$97,500
Otis Orchards-East Farms median household income

See the published limits for Spokane County

Free help nearby

2 HUD-approved counseling agencies within 15 miles

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Across Washington and nationwide

71 statewide & federal programs

Otis Orchards-East Farms questions

Does Otis Orchards-East Farms have its own down payment program?

No program run for Otis Orchards-East Farms alone is listed. A home in Otis Orchards-East Farms can use the 9 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Otis Orchards-East Farms?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Spokane County?

Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Spokane County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Otis Orchards-East Farms?

HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Otis Orchards-East Farms. Create a free account and take the 90-second match to see the ones near you.

Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.