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Down payment assistance

Buying a home in Sedro-Woolley, WA

9 statewide.

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What’s local to Sedro-Woolley

No program run for Sedro-Woolley or for Skagit County alone is listed. A home in Sedro-Woolley can use the Washington statewide and federal programs below.

The closest city that runs its own program is Bellingham, about 21 miles away. City programs usually require the home to be inside that city’s limits.

The Sedro-Woolley market

Kinds of homes here

  • 66.8% single-family
  • 4.5% townhouse
  • 12% 2–4 units
  • 11.1% 5+ units
  • 5.6% mobile & other

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

47%

of Sedro-Woolley homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$120,200
County area median income, 4 people (HUD)
$80,885
Sedro-Woolley median household income

See the published limits for Skagit County

Free help nearby

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Across Washington and nationwide

71 statewide & federal programs

Sedro-Woolley questions

Does Sedro-Woolley have its own down payment program?

No program run for Sedro-Woolley alone is listed. A home in Sedro-Woolley can use the 9 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Sedro-Woolley?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Skagit County?

Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Skagit County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Sedro-Woolley?

HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

98284

Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.