HomeSight Pierce County Puget Sound Revolving Loan Fund
Deferred second loan · New construction · Income limits
Down payment assistance · Pierce County
Buying a home in Tacoma, WA
2 county programs and 9 statewide.Tacoma has no program of its own, 2 across Pierce County, and 9 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
Find my programs →Free · No credit pull · 90 seconds
What’s local to Tacoma
No program of Tacoma’s own yet
No program run for Tacoma alone is listed. A home in Tacoma can use Pierce County’s programs below, plus the Washington statewide and federal ones.
The closest city that runs its own program is Seattle, about 25 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in PierceAnywhere in Pierce County
2 county programs2 county programs a Tacoma homebuyer can use
The Tacoma marketThe Tacoma housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Tacoma
- 60.6% single-familysingle-family
- 2.9% townhousetownhouse
- 7.3% 2–4 units2–4 units
- 28.7% 5+ unitscondo & apartment buildings (5+ units)
- 0.5% mobile & othermobile home & other
Condos count. All 2 of Tacoma’s local and county programs accept condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Tacoma’s homes were built
pre-19401970s2020+
64.3%
of Tacoma homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$127,300
County area median income, 4 people (HUD)HUD area median income, Pierce County, 4-person household (2026)
$85,884
Tacoma median household incomeMedian household income in Tacoma (Census, 2024)
16 of the 73 programs here set their income limit as a share of Pierce County’s area median income, adjusted for household size. See the published limits for Pierce County →
Free help nearbyFree help near Tacoma
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Across Washington and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Tacoma questions
Does Tacoma have its own down payment program?
No program run for Tacoma alone is listed. A home in Tacoma can use the 2 programs that cover Pierce County and the 9 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Tacoma?
All 2 of Tacoma’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Pierce County?
Each program sets its own. 16 of the programs here set theirs as a share of HUD’s area median income for Pierce County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Tacoma?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Tacoma. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
98401 · 98402 · 98403 · 98404 · 98405 · 98406 · 98407 · 98408 · 98409 · 98411 · 98412 · 98413 · 98415 · 98416 · 98418 · 98421 · 98422 · 98424 · 98431 · 98433 · 98442 · 98443 · 98444 · 98445 · 98446 · 98447 · 98450 · 98455 · 98460 · 98464 · 98465 · 98466 · 98471 · 98477 · 98481 · 98493
Nearby in Pierce
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.