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Down payment assistance

Buying a home in Union Gap, WA

9 statewide.

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What’s local to Union Gap

No program run for Union Gap or for Yakima County alone is listed. A home in Union Gap can use the Washington statewide and federal programs below.

The closest city that runs its own program is Seattle, about 114 miles away. City programs usually require the home to be inside that city’s limits.

The Union Gap market

Kinds of homes here

  • 68% single-family
  • 4.7% townhouse
  • 4.5% 2–4 units
  • 0.8% 5+ units
  • 22.1% mobile & other

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

70.1%

of Union Gap homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$88,600
County area median income, 4 people (HUD)
$59,651
Union Gap median household income

See the published limits for Yakima County

Free help nearby

2 HUD-approved counseling agencies within 15 miles

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Across Washington and nationwide

71 statewide & federal programs

Union Gap questions

Does Union Gap have its own down payment program?

No program run for Union Gap alone is listed. A home in Union Gap can use the 9 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Union Gap?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Yakima County?

Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Yakima County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Union Gap?

HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Union Gap. Create a free account and take the 90-second match to see the ones near you.

Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.