Northern Panhandle HOME Consortium First Time Homebuyer Program (Marshall County)
Forgivable loan · Forgiven over 5 yrs · Income limits
Down payment assistance · Marshall County
Buying a home in McMechen, WV
1 county program and 6 statewide.McMechen has no program of its own, 1 across Marshall County, and 6 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to McMechen
No program of McMechen’s own yet
No program run for McMechen alone is listed. A home in McMechen can use Marshall County’s programs below, plus the West Virginia statewide and federal ones.
The closest city that runs its own program is Wheeling, about 5 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in MarshallAnywhere in Marshall County
1 county program1 county program a McMechen homebuyer can use
The McMechen marketThe McMechen housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in McMechen
- 74.7% single-familysingle-family
- 5.8% townhousetownhouse
- 13.5% 2–4 units2–4 units
- 3.2% 5+ unitscondo & apartment buildings (5+ units)
- 2.8% mobile & othermobile home & other
About condos. McMechen’s one local program does not list condos as eligible. Northern Panhandle HOME Consortium First Time Homebuyer Program (Marshall County) lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When McMechen’s homes were built
pre-19401970s2020+
87.8%
of McMechen homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$78,900
County area median income, 4 people (HUD)HUD area median income, Marshall County, 4-person household (2026)
$40,446
McMechen median household incomeMedian household income in McMechen (Census, 2024)
9 of the 69 programs here set their income limit as a share of Marshall County’s area median income, adjusted for household size. See the published limits for Marshall County
Free help nearbyFree help near McMechen
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
McMechen’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Northern Panhandle HOME Consortium First Time Homebuyer Program (Marshall County) asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across West Virginia and nationwide
68 statewide & federal programs6 statewide programs, plus federal options
McMechen questions
Does McMechen have its own down payment program?
No program run for McMechen alone is listed. A home in McMechen can use the 1 program that cover Marshall County and the 6 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in McMechen?
McMechen’s one local program does not list condos as eligible. Northern Panhandle HOME Consortium First Time Homebuyer Program (Marshall County) lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Marshall County?
Each program sets its own. 9 of the programs here set theirs as a share of HUD’s area median income for Marshall County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near McMechen?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
26040
Nearby in Marshall
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.