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Down payment assistance

Buying a home in Mineral Wells, WV

2 county programs and 6 statewide.

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What’s local to Mineral Wells

No program run for Mineral Wells alone is listed. A home in Mineral Wells can use Wood County’s programs below, plus the West Virginia statewide and federal ones.

The closest city that runs its own program is Charleston, about 58 miles away. City programs usually require the home to be inside that city’s limits.

Anywhere in Wood

2 county programs

Income limits in Wood County

How programs here set their income limits

$74,100
County area median income, 4 people (HUD)

See the published limits for Wood County

Free help nearby

1 HUD-approved counseling agency within 15 miles

2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.

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Across West Virginia and nationwide

68 statewide & federal programs

Mineral Wells questions

Does Mineral Wells have its own down payment program?

No program run for Mineral Wells alone is listed. A home in Mineral Wells can use the 2 programs that cover Wood County and the 6 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Mineral Wells?

1 of Mineral Wells’s 2 local and county programs accept condos. Parkersburg/Wood County HOME Consortium Down Payment Assistance Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.

What is the income limit in Wood County?

Each program sets its own. 10 of the programs here set theirs as a share of HUD’s area median income for Wood County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Mineral Wells?

HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Mineral Wells. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

26120 · 26121 · 26150

Sources: agency sites (June–July 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.