Down payment assistance · Kanawha County
Buying a home in Saint Albans, WV
6 statewide.Saint Albans has no program of its own, and 6 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
What’s local to Saint Albans
No program of Saint Albans’s own yet
No program run for Saint Albans or for Kanawha County alone is listed. A home in Saint Albans can use the West Virginia statewide and federal programs below.
The closest city that runs its own program is Charleston, about 11 miles away. City programs usually require the home to be inside that city’s limits.
Neighboring cities
1 program for homes in nearby cities
1 more program is for homes in Charleston. See them 1 program in neighboring cities — for homes inside those cities, not Saint Albans
- Charleston — HOME Blend Program
The Saint Albans marketThe Saint Albans housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Saint Albans
- 84.2% single-familysingle-family
- 1.3% townhousetownhouse
- 8% 2–4 units2–4 units
- 6.3% 5+ unitscondo & apartment buildings (5+ units)
- 0.2% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Saint Albans’s homes were built
88.9%
of Saint Albans homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
8 of the 68 programs here set their income limit as a share of Kanawha County’s area median income, adjusted for household size. See the published limits for Kanawha County
Free help nearbyFree help near Saint Albans
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
Free account → 90-second match → your counselors · Sign in
Across West Virginia and nationwide
68 statewide & federal programs6 statewide programs, plus federal options
Saint Albans questions
Does Saint Albans have its own down payment program?
No program run for Saint Albans alone is listed. A home in Saint Albans can use the 6 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Saint Albans?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Kanawha County?
Each program sets its own. 8 of the programs here set theirs as a share of HUD’s area median income for Kanawha County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Saint Albans?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Saint Albans. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
25177
Nearby in Kanawha
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.