- Location
- NC
- Type
- Forgivable assistance
- Max assistance
- $0
- Income limit
- $90,650
- Min. credit score
- 640
- First-time buyer
- Required
- Property types
- Single family
Wake County's Affordable Homeownership Program provides up to $20,000 in forgivable second-lien down payment and closing-cost assistance to first-time homebuyers purchasing in Wake County (outside Raleigh's program area). HUD HOME and County-funded; forgiven over 10 years.
Learn this program
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
Affordable Homeownership Program, explained
A short, free course on Affordable Homeownership Program: what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.