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American Dream Downpayment Initiative

Up to $0 toward a down payment in OH.

Location
OH
Type
Forgivable assistance
Max assistance
$0
Income limit
$163,680
Min. credit score
640
First-time buyer
Required
Property types
Single family

Columbus's federal HUD ADDI-funded down payment assistance program for first-time homebuyers. Up to $5,000 forgivable over 5 years.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

American Dream Downpayment Initiative, explained

A short, free course on American Dream Downpayment Initiative: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.