Up to $0 toward a down payment in FL.
ARPC administers SHIP programs for Gulf, Franklin, Liberty, Calhoun, and Jackson counties in the Florida Panhandle. Single point of contact for all five counties. Apply via portal.neighborlysoftware.com/ARPC/Participant.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on Apalachee Regional Planning Council SHIP Multi-County Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.