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Arizona Home Plus

Up to $0 toward a down payment in AZ.

See if I qualify
Location
AZ
Type
Forgivable assistance
Max assistance
$0
Income limit
$146,503
Min. credit score
640
First-time buyer
Not required
Property types
Manufactured, Single family, Condo, Townhouse, 2–4 unit (owner-occupied)

Arizona Home Plus provides down payment and closing cost assistance of up to 5% of the loan amount as a soft second mortgage. The assistance is fully forgiven after 5 years (60 months). Available statewide for purchase of primary residences with FHA, VA, USDA, and conventional loans.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Arizona Home Plus, explained

A short, free course on Arizona Home Plus: what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from June 2026. About ten minutes.

5 modules · About 10 minutes

Read the course

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.