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ATL Home Renovation Advantage

Up to $20,000 toward a down payment in GA.

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Location
GA
Type
Forgivable assistance
Max assistance
$20,000
Income limit
$148,080
First-time buyer
Not required
Property types
Single family, 2–4 unit (owner-occupied), Townhouse, Condo

ATL Home Renovation Advantage is an Invest Atlanta homebuyer incentive that pairs with an FHA 203(k) or Fannie Mae HomeStyle renovation first mortgage to provide $20,000 in down payment and closing-cost assistance for buyers purchasing and rehabbing a home within the City of Atlanta. The assistance is structured as a 0% interest soft second mortgage that is fully forgiven after the buyer occupies the home as their primary residence for 5 years. Designed to expand homeownership in Atlanta neighborhoods with older or distressed housing stock by combining purchase and rehabilitation financing with DPA.

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Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

ATL Home Renovation Advantage, explained

A short, free course on ATL Home Renovation Advantage: what it is, who it is for, how it is forgiven, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Read the course

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.