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Atlantic County Improvement Authority (ACIA)

Atlantic City Homebuyers Assistance Program

Up to $30,000 toward a down payment in NJ.

See if I qualify
Location
NJ
Type
Forgivable assistance
Max assistance
$30,000
Income limit
$131,000
First-time buyer
Required
Property types
Single family, Townhouse, Condo

Down payment and closing cost assistance funded by the Atlantic City Luxury Tax Fund to promote primary homeownership and neighborhood stabilization in Atlantic City. Provides up to $30,000 as a deferred 0% loan with a 20-year shared-appreciation recapture for homes purchased in Atlantic City.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Atlantic City Homebuyers Assistance Program, explained

A short, free course on Atlantic City Homebuyers Assistance Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Read the course

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.