- Location
- CA
- Type
- Deferred loan
- Max assistance
- $0
- Min. credit score
- 640
- First-time buyer
- Required
- Property types
- Single family, Condo, Townhouse, 2–4 unit (owner-occupied)
Bay Equity Home Loans is an approved CalHFA lender providing MyHome DPA loans for California first-time homebuyers statewide. Deferred 0% second mortgage.
Learn this program
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
Bay Equity Home Loans CalHFA DPA Partner, explained
A short, free course on Bay Equity Home Loans CalHFA DPA Partner: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.