- Location
- VA
- Type
- Deferred loan
- Max assistance
- $40,000
- Min. credit score
- 640
- First-time buyer
- Required
- Property types
- Single family
Blue Ridge Housing Network is the Virginia DHCD-designated regional provider administering the statewide HOMEownership Down Payment & Closing Cost Assistance Program for the northern Shenandoah Valley/Piedmont. It provides gap financing for income-eligible first-time buyers (30%-80% AMI) toward down payment and closing costs, with free pre-purchase counseling and a required certified homebuyer education course.
Learn this program
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
Blue Ridge Housing Network HOMEownership Down Payment & Closing Cost Assistance Program, explained
A short, free course on Blue Ridge Housing Network HOMEownership Down Payment & Closing Cost Assistance Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.