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Blue Ridge Housing Network, Inc.

Blue Ridge Housing Network HOMEownership Down Payment & Closing Cost Assistance Program

Up to $40,000 toward a down payment in VA.

Location
VA
Type
Deferred loan
Max assistance
$40,000
Min. credit score
640
First-time buyer
Required
Property types
Single family

Blue Ridge Housing Network is the Virginia DHCD-designated regional provider administering the statewide HOMEownership Down Payment & Closing Cost Assistance Program for the northern Shenandoah Valley/Piedmont. It provides gap financing for income-eligible first-time buyers (30%-80% AMI) toward down payment and closing costs, with free pre-purchase counseling and a required certified homebuyer education course.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

Blue Ridge Housing Network HOMEownership Down Payment & Closing Cost Assistance Program, explained

A short, free course on Blue Ridge Housing Network HOMEownership Down Payment & Closing Cost Assistance Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.