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CalHFA CalPLUS Conventional + ZIP Combined Program

Up to $0 toward a down payment in CA.

Location
CA
Type
Forgivable assistance
Max assistance
$0
Min. credit score
660
First-time buyer
Required
Property types
Single family

CalPLUS Conventional first mortgage combined with ZIP closing cost assistance of 3% of loan amount at 0% interest. No repayment until sale, refinance, or payoff. Statewide CA.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

CalHFA CalPLUS Conventional + ZIP Combined Program, explained

A short, free course on CalHFA CalPLUS Conventional + ZIP Combined Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.