- Location
- CA
- Type
- Deferred loan
- Max assistance
- $0
- Min. credit score
- 640
- First-time buyer
- Required
- Property types
- Single family
Silent second mortgage of 2.5% of first mortgage amount for down payment or closing costs. Paired with CalPLUS Access FHA or CalPLUS Access Conventional. Not forgivable. No monthly payments; due on sale, refinance, or payoff.
Learn this program
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
CalHFA MyAccess Assistance Program, explained
A short, free course on CalHFA MyAccess Assistance Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.