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CalHFA MyAccess Assistance Program

Up to $0 toward a down payment in CA.

Location
CA
Type
Deferred loan
Max assistance
$0
Min. credit score
640
First-time buyer
Required
Property types
Single family

Silent second mortgage of 2.5% of first mortgage amount for down payment or closing costs. Paired with CalPLUS Access FHA or CalPLUS Access Conventional. Not forgivable. No monthly payments; due on sale, refinance, or payoff.

Learn this program

Short reads on how it works, in plain language. Free, no sign-up needed to read.

Free course from Hey Prescott

CalHFA MyAccess Assistance Program, explained

A short, free course on CalHFA MyAccess Assistance Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.

5 modules · About 10 minutes

Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.