CalHFA MyHome Assistance Program provides a deferred-payment junior loan of up to 3.5% of the purchase price or appraised value to help first-time homebuyers in California with down payment and/or closing costs. No monthly payments; repayment deferred until sale, refinance, or payoff of first mortgage.
Short reads on how it works, in plain language. Free, no sign-up needed to read.
Free course from Hey Prescott
A short, free course on CalHFA MyHome Assistance Program: what it is, who it is for, when it is repaid, where it applies and how to apply. Based on program data from July 2026. About ten minutes.
5 modules · About 10 minutes
Program details are sourced from public agency data and may change. Confirm eligibility with a Hey Prescott loan officer before applying.